Tag Archives: Insurance

Birth Control

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birthcontrol Sen. Mike Lee: Women Largely Use Birth Control Recreationally That headline caught my attention and when I read the article about what this Senator said I was a little in-sensed. To me that statement told me he was dumber than a “box of rocks” when it comes to women’s issues. I have to say this blog is my opinion being voiced but I guess you could tell that from the first two sentenses. I am old enough now I do not have to worry about birth control anymore, but it is something that affects every female in this country at one time or another. Whether they use it or not is their choice and that choice has remained intact. What hasn’t remained thanks to the Supreme Court ruling is the accessibility of that control.

Supreme Court Hobby Lobby has posted an article stating they did not want to force their beliefs on others but that is exactly what they have done. Abortion is one thing but assessable birth control is another. When people force their way onto everyone it usually causes a rebound action sooner or later. I know that companies that have to pay for birth control are worried about their bottom line. But what do you think is going to happen with the woman who can’t afford the cost of birth control. There will be unwanted pregnancies, illegal abortions conducted in the dirty dark rooms as they were done in the past. We have put a lot of money into the insurance companies that deny us the medications we need because of their cost and now the Supreme Court has given some companies the right to deny coverage if they have religious objections. If that is not forcing employees to follow your belief, I don’t know what else it will be.

birthcontrol2I am a middle aged female that has worked with the public most of my adult life. I have watched the poor suffer due to lack of medical care. Our medical system is broken and has been for many years. Not everyone gets the care they need. I feel the Birth Control issue was brought about by politics and I for one am sick of it. People should be our concern not Democrats or Republicans.

Thank you for reading this. I felt I needed to voice my opinion. This is a very bad situation that can lead to more bad situations. I hope God has mercy on this country because right now our future doesn’t look to bright.

Lies And Distortions Of The Health Care

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I am a proponent of the Affordable Health Care Act. After working as an RN for many years I had first hand experience about just how broke the system is or was. The following was posted in the Huffington Post and I want to repost it to try and help people to understand some of the misrepresentation of facts. I am breaking the article up because it is so long and contains a lot of information. This will give everyone time to read and consider what it is  saying.  I am sorry to say that due to circumstances I will be unable to post the second part for a week or so.  Let me know if you find this interesting.  Blessings to all.

 

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The Affordable Care Act Would Add To The Deficit
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The only thing more important than painting the Affordable Care Act as a certain killer of jobs was to paint it as a certain murderer of America’s fiscal future. Surely this big government program was going to push indebtedness to such a height that our servitude to our future Chinese overlords was a fait accompliAs Ryan Grim reported in May of 2010, the CBO disagreed: 

Comprehensive health care reform will cost the federal government $940 billion over a ten-year period, but will increase revenue and cut other costs by a greater amount, leading to a reduction of $138 billion in the federal deficit over the same period, according to an analysis by the Congressional Budget Office, a Democratic source tells HuffPost. It will cut the deficit by $1.2 trillion over the second ten year period. 

The source said it also extends Medicare’s solvency by at least nine years and reduces the rate of its growth by 1.4 percent, while closing the doughnut hole for seniors, meaning there will no longer be a gap in coverage of medication.

Recently, the CBO updated its ten-year estimate by dropping off the first two years of the law (where there was little to no implementation) and adding two years at the back end (during which time there would be full implementation). As you might imagine, replacing two years of low numbers with two years of higher numbers increased the ten-year estimate. But opponents of the bill immediately freaked out and declared the costs to have skyrocketed. As Jonathan Chait reported

The outcry was so widespread that the CBO took the unusual step of releasing a second update to explain to outraged conservatives that they were completely misreading the whole thing: 

“Some of the commentary on those reports has suggested that CBO and JCT have changed their estimates of the effects of the ACA to a significant degree. That’s not our perspective. … 

Although the latest projections extend the original ones by three years (corresponding to the shift in the regular ten-year projection period since the ACA was first being developed), the projections for each given year have changed little, on net, since March 2010.” 

That is CBO-speak for: “Go home. You people are all crazy.”

As Chait goes on to note, the CBO now projects that “the law would reduce the deficit by slightly more than  had originally forecast.”

 
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The Affordable Care Act $500 Billion Cut From Medicare
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Normally, if you tell Republicans that you’re going to cut $500 billion from Medicare, they will respond by saying, “Hooray, but could we make it $700 billion?” But the moment they got it into their heads that the Affordable Care Act would make that cut from Medicare, suddenly everyone from the party of ending Medicare As We Know It, Forever got all hot with concern about what would happen to these longstanding recipients of government health care. 

In fairness, as Factcheck pointed out, the GOP opponents of Obama’s plan were simply picking up a cudgel that had recently been wielded by the president himself: 

Whether these are “cuts” or much-needed “savings” depends on the political expedience of the moment, it seems. When Republican Sen. John McCain, then a presidential candidate, proposed similar reductions to pay for his health care plan, it was the Obama camp that attacked the Republican for cutting benefits.

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Nevertheless

Whatever you want to call them, it’s a $500 billion reduction in the growth of future spending over 10 years, not a slashing of the current Medicare budget or benefits. It’s true that those who get their coverage through Medicare Advantage’s private plans (about 22 percent of Medicare enrollees) would see fewer add-on benefits; the bill aims to reduce the heftier payments made by the government to Medicare Advantage plans, compared with regular fee-for-service Medicare.

The New England Journal of Medicineconcurred

A phased elimination of the substantial overpayments to Medicare Advantage plans, which now enroll nearly 25% of Medicare beneficiaries, will produce an estimated $132 billion in savings over 10 years. 

[…] 

The ACA also produces nearly $200 billion in savings by assuming that providers can improve their productivity as firms in other industries have done. On the basis of this presumed improvement, the law reduces Medicare’s annual “market basket” updates for most types of providers – a provision that has generated controversy.

The law doesn’t cut any customer benefits, just the amount that providers get paid. Hospitals and drug companies agreed to these cuts based on the calculation that more people with insurance meant more people consuming what they sell and, more importantly for the hospitals, fewer people getting treated and simply not paying for it.

Let’s talk Obama Care

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Barack Obama at the University of Nevada, Las ...

Image via Wikipedia

This blog is a combination of a couple I posted back in March when the Supreme court was making their decision. I thought it was timely to repost it. I have edited a couple of things.

As a retired RN who has worked in many areas of health care I have seen and experienced our broken health care system.  I have seen and experienced waiting in an emergency room for hours because it is being used like a clinic because lower-income people can’t afford medical care for themselves or their children.

I feel we are being held hostage by the insurance companies who can dictate what our doctors can and can’t do.  Since they have to control their costs and make money, people are denied treatments that can save their life.  I feel every citizen in this country is entitled to medical care and I think the changes that will and have been started by Obama Care is a  good thing.  Why is it wrong for people to help buy insurance in a government-run program?  The citizens of this country have been paying for all of the care given to the poor to start with.  I feel in the long run this can save us money.  I can’t see a problem with them getting supplemented insurance at all. Obama Care will also help decrease the Medicare fraud that is perpetuated by the system in place now.  Wouldn’t that save us a vast amount of money?

I for one applaud the president for taking the initiative to change our health care system.  It is something that should’ve been done long ago.  Politics in this country tries to portray this plan as bad or good.  As I said, it is a new start.  I am not afraid of a new beginning with health care but I know many people are.

I am attaching a Bill Moyer’s video talking about medical lobbyist in Washington. It explains why so much propaganda is spread about anything affecting medicine or drugs.

http://youtu.be/GsIcS7egnyw

I have stated before on this blog that I think the healthcare program is a good thing for the people of this country.  With the insurance company‘s running the doctors and hospitals a lot of people are not getting the care they should be getting. We are already paying out the wazoo for the uninsured to receive care  with the high costs of medical care and deaths that could have been prevented.  If the mandatory insurance makes people get insurance who would otherwise just think they can use the ER as an Emergency Room with no thought to how they are tying up the system or the cost to all of us.  I think it is a good thing to make everyone responsible for something that might help reshape our medical and insurance system. It is something everyone uses at one time or another.

I do not think only the rich should be entitled to medical procedures which can save and improve lives.  As an RN I am not in favor of prolonging life just because it can be.  A life needs quality, not just quantity. I think this will give a good start to equal access.

I know how I want this election to go, but I also know it’s in God’s hands.  As an American and a Christian I will live with the final outcome. Either way it will be tough on all of us.

That’s my two-cents once again on healthcare.  Let me know what you think and why you feel the way you do. I look forward to hearing from you.  A healthy discussion is always good.

Per Request, a Re-posting

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United States Supreme Court building in Washin...

United States Supreme Court building in Washington D.C., USA. Front facade. (Photo credit: Wikipedia)

I was asked to re-post my first blog concerning Obama Care and the status of our healthcare system in this country. Today I’m re-posting from January of this year.  Please stop by and leave your comments.  We need to get more dialogs going about this issue. If you are a Christian, as I am, lets pray that the right answer comes from the Supreme Court for this country and all the people, not just a few.   Blessings to all.

Let’s Talk Obama Care

As a retired RN who has worked in many areas of health care I have seen and experienced our broken health care system.  I have seen and experienced waiting in an emergency roomfor hours because it is being used like a clinic because lower-income people can’t afford medical care for themselves or their children.

I feel we are being held hostage by the insurance companieswho can dictate what our doctors can and can’t do.  Since they have to control their costs and make money, people are denied treatments that can save their life.  I feel every citizen in this country is entitled to medical care and I think the changes that will and have been started by Obama Careis a  good thing.  Why is it wrong for people to help buy insurance in a government-run program?  The citizens of this country have been paying for all of the care given to the poor to start with.  I feel in the long run this can save us money.  I can’t see a problem with them getting supplemented insurance at all. Obama Care will also help decrease the Medicare fraud that is perpetuated by the system in place now.  Wouldn’t that save us a vast amount of money?

I for one applaud the president for taking the initiative to change our health care system.  It is something that should’ve been done long ago.  Politics in this country tries to portray this plan as bad or good.  As I said, it is a new start.  I am not afraid of a new beginning with health care but I know many people are.

I am attaching a Bill Moyer’s video talking about medical lobbyist in Washington. It explains why so much propaganda is spread about anything affecting medicine or drugs.

http://youtu.be/GsIcS7egnyw

It’s My Opinion on Obama Care, Again.

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Barack Obama at the University of Nevada, Las ...

Barack Obama at the University of Nevada, Las Vegas Presidential Health Care Forum, March 2007. (Photo credit: Wikipedia)

Today I am writing the blog giving my opinion about the politics around what the Supreme Court is going to be deciding in June. Obama care as it has come to be called is now before the biggest court in the land and has the task of determining if the Healthcare mandate is constitutional.

Even in the highest court in the land politics continues to overpower.  You hear what the Republicans want their five appointed judges to do and how much the program is in trouble. As an American I would like the judges to rule on what is fair and right for the people of this country.  I do know what ever way each judge votes, someone else will be unhappy. It is a fact of life you can’t make everyone happy.

I have stated before on this blog that I think the healthcare program is a good thing for the people of this country.  With the insurance company‘s running the doctors and hospitals a lot of people are not getting the care they should be getting. We are already paying out the wazoo for the uninsured to receive care  with the high costs of medical care and deaths that could have been prevented.  If the mandatory insurance makes people get insurance who would otherwise just think they can use the ER as an Emergency Room with no thought to how they are tying up the system or the cost to all of us.  I think it is a good thing to make everyone responsible for something that might help reshape our medical and insurance system. It is something everyone uses at one time or another.

I do not think only the rich should be entitled to medical procedures which can save and improve lives.  As an RN I am not in favor of prolonging life just because it can be.  A life needs quality, not just quantity. I think this will give a good start to equal access.

I know how I want this debate to go, but I also know it’s in God’s hands.  As an American and a Christian I will live with the final outcome. Either way it will be tough on all of us.

That’s my two-cents once again on healthcare.  Let me know what you think and why you feel the way you do. I look forward to hearing from you.  A healthy discussion is always good.

Let’s talk Obama Care

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Barack Obama at the University of Nevada, Las ...

Image via Wikipedia

As a retired RN who has worked in many areas of health care I have seen and experienced our broken health care system.  I have seen and experienced waiting in an emergency room for hours because it is being used like a clinic because lower-income people can’t afford medical care for themselves or their children.

I feel we are being held hostage by the insurance companies who can dictate what our doctors can and can’t do.  Since they have to control their costs and make money, people are denied treatments that can save their life.  I feel every citizen in this country is entitled to medical care and I think the changes that will and have been started by Obama Care is a  good thing.  Why is it wrong for people to help buy insurance in a government-run program?  The citizens of this country have been paying for all of the care given to the poor to start with.  I feel in the long run this can save us money.  I can’t see a problem with them getting supplemented insurance at all. Obama Care will also help decrease the Medicare fraud that is perpetuated by the system in place now.  Wouldn’t that save us a vast amount of money?

I for one applaud the president for taking the initiative to change our health care system.  It is something that should’ve been done long ago.  Politics in this country tries to portray this plan as bad or good.  As I said, it is a new start.  I am not afraid of a new beginning with health care but I know many people are.

I am attaching a Bill Moyer’s video talking about medical lobbyist in Washington. It explains why so much propaganda is spread about anything affecting medicine or drugs.

http://youtu.be/GsIcS7egnyw

Let’s talk Healthcare….

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First of all, let me tell you I am not political.  I don’t want to fight over whether I am republican or democrat, or independent.  I will say, at least someone is trying to fix a very broken system, and I applaud that effort.  I am an RN and have been so, for almost 32 years now.  I have watched healthcare in this country go down the drain because of the climbing prices and cuts in staffing.  We have gone from a hospital system being run by doctors, nurses, ect. to hospitals run by the insurance companies.

As a nurse, who was supposed to be caring for the patents, I got to empty trash and mop floors because there was no staff.  I watched as the paperwork became the most important thing, instead of the people.  You have to have the paper work in and done just right so the insurance companies can pay.  You have to have the paperwork completed just right so Medicaid or Medicare can pay.  It is always more and more for less and less.  You would have so many patients you couldn’t take care of them well, because you didn’t have time.  There have been cuts in nursing, even though there is a shortage of nurses.  Patient care suffers.  Anyone in my family who goes to the hospital, has someone with them 24/7 in order to be sure care is provided as it should be.

I listen to people screaming about Obama Health care Reform.  As I said in the beginning, Hooray for him.  At least he is trying to do something to help the poor and middle class citizens of this country, who can’t afford health care insurance.  This issue is very complicated and affects every person in this country.  It doesn’t matter if your rich or poor.  You will be touched.

I can see good things when a person can take themselves or a child to the doctor and get what they need.  A mother or father being told their child is going to die because the Insurance company will not approve a surgery.  The insurance company dropping someone who has cancer because they have spent too much all ready.  My son calls me a socialist because I want everyone to be able to get the healthcare they need.  Not just the people who have money or the good insurance.

I am proud of the doctors and nurses of our country who work so hard to care for the people but can’t do what needs to be done because of the control of money. They work and do what can be done, not for the hospital or the insurance company but for the people.  They push for reform.

Let me know your thoughts on healthcare.  It is an interesting topic.